Homeownership Center

About our Homeownership Center

Get to Know Us

The NeighborWorks® Toledo Region team of HUD-certified housing counselors is here to support, advocate and empower you along your journey to homeownership. Personalized guidance can help you prepare to qualify for a home loan, ensuring you're set up for long-term success.

We make the home purchase processes simple, straightforward, and accessible. Our team of counselors are eager to support you in making your homeownership dreams a reality.

What steps will I take in the Homeownership Center?

Step 1: Orientation

Getting started: in our Homebuyer Orientation workshop, you will learn the steps you will take on your path to homeownership, and how you can move forward with the guidance of a HUD-certified housing counselor.

Step 2: Credit & Affordability Assessment

Your housing counselor will provide you with a confidential assessment of your credit report and an approximate affordability estimate based on your income.

If the assessments indicate that you're ready to start shopping for a mortgage within the next year, you'll be referred to our Homebuyer Education workshop.

If there are steps you still need to take to financially prepare to purchase a home, your counselor will continue to work with you one-on-one as you position yourself for success.

Step 3: Homebuyer Education

Once you're prepared to purchase a home within the next 12 months, it's time to enroll in our 8-hour Homebuyer Education workshop, available every other month on Saturdays from 8:30 AM to 4:00 PM. Your housing counselor will assist you in enrolling.

If you're unable to attend the on-site workshop, we also offer an online
eHomeAmerica workshop with an enrollment fee. eHomeAmerica offers you the ability to receive the same education as our in-person Homebuyer Education workshop from any location and at your own pace.

Step 4: Homeownership

Congratulations! You've completed our Homebuyer Education workshop and closed on your new home. After you close, you'll also receive a $50 gift card to a home improvement store as our team's way of saying "Welcome home."

Learn about the Toledo Police Next Door program

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Preparing to purchase a home?

Homebuyer Education

NeighborWorks® Toledo Region offers a full-service Homebuyer Education Program in the Toledo Area that will help you feel prepared to take the next steps toward homeownership. Our workshops are conducted in our own facility by NeighborWorks® America certified trainers, supported by guest lecturers. This program is an important component of the home purchasing process, as attendees have a higher success rate as borrowers of mortgage products. We're excited to support you in your journey to homeownership.

Get Started

eHomeAmerica

An online option for homebuyer education

eHomeAmerica was designed to increase access to certified Homebuyer Education for those who have a difficult time traveling to their local NeighborWorks® network member office for in-person training. If this applies to you, eHomeAmerica is available to ensure you have a gateway to get the education and certification you'll need to help prepare you for homeownership.

When you participate in this course, you will be directly connected to a NeighborWorks® network member office in your area. This way, you'll continue to receive the one-on-one counseling you're looking for while you receive your certification online.

eHomeAmerica was developed around the "Realizing the American Dream" educational text created by NeighborWorks® America. Numerous educational videos were produced from this text, along with interactive forms and other downloadable materials. All items in this program are designed to enhance understanding of the home-buying process from start to finish

The link below will direct you to the NeighborWorks® Toledo Region's eHomeAmerica website, where you will create an account, register for training, and pay your fee. The cost of the training is $100.00 USD

You can use the coupon code NTR24 to receive a $24.00 discount

Upon registering, you are enrolled in a HUD-approved first-time Homebuyer Education training, required by most lenders and homebuying programs.

You can log in and log out of the site as many times as it takes for you to complete the training, so you'll be able to complete the training at your own pace and around your own schedule.

The eHomeAmerica training consists of several modules, like "Getting Ready," "Shopping for a Home," "Obtaining a Mortgage," "Protecting your Home," and more. Each module offers home purchasing insights for all adult learners.

Complete each module's quiz to advance to the next module until you have completed the training.

The course modules and quizzes serve as tools to support learning, and were designed to provide you with information that will empower you to become a homeowner and build your knowledge of the steps you'll need to take along the way.

When you complete the course, you will receive a confirmation asking you to contact us to receive your completion code. This code will allow you to print your certificate of completion to give to your lender to satisfy your home buyer education requirement.

If you have any questions or concerns during your training experience, contact our office so we can assist.

Congratulations on taking the next step in your journey to homeownership!

Homeownership Center

About our Homeownership Center

Get to Know Us

What steps will I take in the Homeownership Center?

Homebuyer Education

eHomeAmerica

An online option for homebuyer education

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