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Cold weather can be tough on your home, and with rising costs of electricity, it can be tough on your wallet, too. Before the temperatures drop, there are steps homeowners and renters should take to ensure their homes are well-equipped for rain, snow, wind, and frigid cold. Some of these items may save you on your monthly electric bill! Don't resort to running your heater on high until April—save these tips to help you prepare your home for this winter, inside and out.

Whether you own or rent your home, it feels like there are always chores to be done. From pulling weeds, to clearing gutters, to unclogging shower drains, the work piles up fast. Take advantage of the warmer weather to knock out some preventative home maintenance practices. You can put these habits in place to stay on top of things while avoiding frustrating repairs that cost thousands down the line.