Journeys to Homeownership: Alisha and Anthony
- NeighborWorks® Toledo Region
- Jul 28
- 2 min read
It takes time, effort, and dedication to create new, healthy financial habits to build foundations for success. Together, first-time homebuyers Alisha and Anthony were up to the task.
Over a year ago, Alisha and Anthony sought supportive services from NeighborWorks® Toledo Region’s Homeownership Center to assist them throughout the navigation of their homebuying journey. At the time, the couple felt their personal finances were making it difficult to prepare for a home purchase.
“When we first stepped into this office, my credit needed work...” Alisha said, “...the two of us were working to change our lives around, but we were working with a lower income.”
Alisha and Anthony displayed a clear determination to create sustainable financial habits for the benefit of their family, knowing it would take time and effort. They dove right into decreasing monthly expenses, saving when possible, and paying off debt with support from their HUD-certified Housing Counselor, Lisa.
Anthony added: “When we came here, Lisa made it so easy...the steps that she provided made it so easy for us to follow. Save, save, save.”
Lisa shared that diving into personal finances to prepare for major goals, like purchasing a home, is not always simple. When individuals are up to the task, however, it makes the process go by quicker. Lisa said: “We worked to eliminate unnecessary spending, increase credit, and eliminate over $2,642 in collections debt.” After 12 months of consistent work, Alisha’s credit score rose by 80 points.
“It took us a minute to get where we’re at, but we actually did it!” said Alisha. “We’re ready for whatever comes around the corner. This was a real game changer for us.”
Alisha purchased their home right here in Toledo, marking a major win and lifetime milestone for the couple. Now that the couple has a deeper understanding of their spending habits, credit scores, and debt management, Lisa says they are well-equipped for long-term financial stability and success. Congratulations, Alisha and Anthony!
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