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Over nine years ago, Cathie traveled to Toledo's Point Place neighborhood to glace around a garage sale. During her trip, she spotted a quiet home nestled a few houses away from the Ottawa River and decided to apply to rent. In April of 2026, Cathie purchased the same home after renovating it herself.

With rising prices in gas, food, and electricity, it's important to identify ways you can cut costs to save for recurring payments, emergencies, and trips to the grocery store. It won't be long before the summer heat creeps its way into our homes, but that doesn't mean you need to run a fan all day to keep cool. In this blog, we'll share methods of increasing your home's energy efficiency while keeping comfortable during the summer.

When you're nearing the end of your home-buying journey, it's important to be extra careful with your credit, expenses, documents, and income. There are a few things to avoid in order to maintain your credit score and debt-to-income ratio, even after you've received your pre-approval. The hard work you put in with your lender and home-buying team will pay off if you keep these do's and don'ts in mind.

Jala Robinson began working with NeighborWorks® Toledo Region in 2024 to prepare for homeownership. Here's her story.